If you are looking at getting items on credit, here is a full guide on how to apply for Game store card, what you need to qualify and where you can apply.
Do you want to have a diverse and satisfying shopping experience in South Africa?
Look no farther than the RCS-powered Game Store account. This account comes with special Game-specific incentives and may be used at over 20,000 retailers throughout the nation.
But, before we get into the specifics, let's define the Game account and what it provides to account users. We'll also go through how the account operates and weigh its benefits and drawbacks so you can make an educated selection.
Game Account
The Game Account is a revolving retail credit account that may be loaded with up to R50,000.00 for eligible account holders.
To open the account, you need to have a monthly salary of at least R2,000. The income level and other underwriting considerations will decide the credit limit that will be applied to the Game account.
Even with little qualifications, you might get a R750.00 credit bonus for your game account. All Game retailers in South Africa and RCS-enabled stores accept the account.
The Game account offers two different payment terms to select from: 24 months and 36 months. This takes place at the register or during the checkout process on the Game website.
The monthly payment depends on the selected plan. Monthly payments under a 36-month repayment plan are less than under a 24-month plan.
The credit balance in your Game account is protected by the customer protection insurance that comes standard with every account.
Application For Game Store Card
A Game account is a kind of shop credit that accumulates interest and may be used again and over again as long as the minimum payment is maintained. If your application is accepted, you will get a Game account credit between R750.00 and R50,000.00.
There are a lot of underwriting considerations that will influence the total amount of credit extended.
Any Game shop in South Africa, or any other business that accepts RCS cards, will honor the provided credit.
You may also use this account to buy anything from the Game website. Keep in mind that if you spend R250.00 or more on the Game website using your Game store account, shipping is on the house.
Friends and relatives have access to the account. The account user is thus qualified for up to three extra cards that may be used by family and friends.
The primary account holder is responsible for repaying any credit that they and their family or friends spent.
Monthly repayment of credit will be necessary. You may choose between a 24 month and a 36-month payback schedule when making purchases using your Game account.
The plan chosen will decide how much the account holder must pay each month.
In the event that payments are not made, the credit line may be reduced or terminated altogether. Credit should always be repaid in a timely manner.
Additionally, the credit limit may be periodically raised until it reaches R50,000.00 provided payments are completed on time.
Game Score Card Account Customer Protection
- In the event that the account holder is laid off or otherwise loses their source of income, the policy provides compensation for up to 12 payments.
- In the event of your death or permanent handicap, the balance of your Game account will be paid in full.
- If a temporary incapacity lasts more than 12 months, the policyholder will be responsible for paying the cost of the remaining instillments out of pocket.
What are The Pros of Game Account
- If one wants to withdraw money from the assigned credit, they may do so from the account.
- To make buying simpler for friends and family, extra cards may be taken.
- Extended warranties are offered for purchased products, and owners of Game accounts get a 50% discount on the premium.
- In the case that the account holder is unable to make payments to the Game account, customer protection insurance is incorporated to safeguard the account holder.
- Payments may be made to the Game account in a variety of ways.
- Applying for a Game account is simple since it may be done online or in-store for individuals who would rather have assistance.
- The Game Credit app, which is accessible via the Google Play and App Stores, may be used to manage the account.
- has a longer 24- to 36-month payback period as an option.
- The account provides a credit that may be used at more than 2600 shops in South Africa, up to a maximum of R50,000.00.
Game Store Card Requirements
To qualify for Game store card, you need to meet the following requirements.
- Applicants must be over 18 years of age.
- Have income of not less than R2,000.00 per month.
- Have a valid SA ID or driver’s licence
- Proof of income (payslip)
Conclusion
Game store account allows you to purchase on credit, this allows you to buy important items that you need urgently and items that are on promotion.
Did you know that you can apply for Makro credit?